Tag Archive for: Asheville Area Habitat for Humanity

Planning for the Future with Brattan Gelder

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By Jeff Paul

Owning a home is a BIG deal. And purchasing that home can be a stressful and confusing process. Asheville Area Habitat for Humanity’s Homebuyer Education program seeks to demystify the process and empower families to become successful homeowners. As part of required sweat equity, future homeowners spend close to 50 hours in the classroom learning about home maintenance, predatory lending, real estate closing documents and procedures, community resources and much more. One of the highlights of this program is the opportunity for each family to meet with local estate planning attorney, Brattan Gelder (pictured above).

Brattan has been volunteering with Asheville Habitat since 2011. Several times a year, he meets with the Homebuyer Education class to discuss the basics of estate planning. He carefully reviews the terminology, talks about the importance of having such a plan in place, and fields questions from families. Additionally, Brattan generously offers to each new homeowner (pro-bono) the opportunity to meet one-on-one to establish a personal estate plan. Contrary to popular belief, estate planning is not only for the wealthy. With complicated laws related to passing property and possessions to relatives, everyone can benefit from having an estate plan, especially homeowners.

As Astrid Andre reported in Shelterforce, “Since the least wealthy Americans have a larger share of their wealth tied to their homes and would be most impacted by home losses, enacting measures to mitigate such losses may have greater effect in preserving and maintaining wealth in these communities. Proactive measures like estate planning—placing safeguards during and after the lifetime of an owner, such as creating wills and trusts—can be a helpful tool for the preservation and transfer of real estate assets in some low- to moderate-income and minority communities.”

One new Habitat homeowner commented, “It meant a great deal for Brattan to help me with my estate planning. He has given me a sense of security to know that I have a plan put in place. I am now confident that my loved ones will have less worry with this plan. An estate plan is something not everyone thinks about or has, so I feel very fortunate to have one.”

In 2016, Brattan expanded his engagement with AAHH by joining the Board of Directors and most recently, he joined Habitat’s Homeowner Selection Committee. When asked what motivates him to volunteer with Habitat, he offered the following:

“There are several characteristics of Habitat that distinguish it in my mind from other charitable organizations. My favorite thing about Habitat is that Habitat doesn’t simply give anything to anyone. Future homeowners don’t receive gifts; they earn everything. Habitat identifies worthy partners who make lifelong commitments to themselves, their families, and their communities. Through hard work and cooperation, people from disparate backgrounds bond together to form strong neighborhoods and broader communities. The assistance that Habitat provides enables hard-working, honest people to live and work in a supportive environment, where their talents and skills can flourish. That stability allows Habitat partners to make a beneficial contribution to their communities. Habitat homeowners work diligently to make a better life for their families. In turn, a strong work ethic and determination are imparted to the next generation, who will recognize the value of working hard and giving back. Simply stated, I don’t know of any other organization that makes such a meaningful impact in the long-term well-being of the community. Who wouldn’t want to be a part of that?”

Thank you, Brattan for sharing your time and expertise to help families build – and secure – a better future!

 

 

 

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Bernie Koesters: Making an Impact Locally and Globally

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By Ariane Kjellquist

From rehabbing a 100+ year old house in Portugal and installing smokeless stoves in Guatemala, to teaching woodworking to “street kids” in Bolivia and building Habitat homes here in Asheville, Bernie Koesters (pictured above with his wife Sue) is driven by the belief that “we need to give back, especially those of us that have more. We have an obligation to give back.”

Sue shares the same sentiment. She went back to school to get a nursing degree with the desire to work in under-served rural communities. It was that desire that took the couple to Bolivia for a 7-month stint. In addition to teaching street kids there woodworking skills, Bernie designed and built safety guards for existing equipment and helped refurbish used tools purchased with a grant.

When you hear Bernie talk about the work he does with Habitat and other non-profits, you might assume, as I did, that he is a retired engineer. Many Habitat volunteers are. Instead, his upbringing is what taught this retired CPA the skills he uses to give back. Raised one of seven on a farm in Ohio, he and his siblings learned to repair and rebuild farm equipment in the off-season. “We didn’t have a lot of money, so we needed to make things last.”

A seasoned Habitat for Humanity Global Village trip participant (in fact, he and Sue were just in Guatemala this month), Bernie has seen first-hand the impact that safe, decent and affordable housing has on families globally and locally.

“What I saw making the biggest impact on families in Guatemala was water filters and smokeless stoves. The stoves free families from respiratory illness and they see a healthier future for themselves and their kids.”

Habitat for Humanity Guatemala reports that 52% of Guatemalans have respiratory illness and 95% of water is contaminated. Asheville Habitat staffer and Global Village trip leader Joel Johnson added, “The cost of a smokeless stove is only $100 USD, but it will change the lives of Guatemalan women and children dramatically. Most have severe respiratory illness because they are not cooking or heating with proper ventilation.” A water filter costs a mere $35, makes water potable and significantly reduces water-borne illness.

Excited by the prospect of a healthier future and per the Habitat model, Guatemalan homeowners contribute “sweat equity”. This primarily happens before out-of-town work teams arrive. Using pre-made forms, families press adobe blocks that the volunteers later use to build smokeless stoves.

team at dinner in guatemala

“I really enjoy meeting people and realizing that no matter where you are, others are just like us– just trying to make it, day in and day out. Everyone is just trying to move to a level that is about more than just surviving; into a different position of living.”

Bernie also mentioned another highlight: lunch with the mothers and children (fathers are usually off working). “Language never seems to be a barrier. A lot can be communicated with hand signals, a friendly face or a smile.”

DYK? Asheville Habitat has been “following our tithe” to Guatemala for many years now and we are one of 77 Habitat affiliates engaged in the Global Village program.

 

 

 

 

 

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Dancing, Singing and Celebrating Women Build

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By Sydney Monshaw

Third Annual Rock the House: A Downtown Event to Celebrate Women, Construction, and Asheville Area Habitat for Humanity       

Tuton Hall at Trinity Episcopal Church certainly was rockin’ on Saturday, March 23rd in celebration of Asheville Area Habitat for Humanity’s 14th Women Build House! In it’s third year, Rock The House provided a great opportunity to dance, sing, donate, and celebrate. This year’s Women Build House, of which the footers were poured last month, is financially supported thanks to this event and many generous sponsors and donors— and that is truly something to sing about!

For the last three years, the WomBATs (Women Build Advocacy Team) have thrown this event full of joy and love to fundraise for the Women Build House and celebrate the future homebuyer. There is live music provided by The Flashbacks, a group whose repertoire includes all of the fun classics that get folks out on the dance floor within the first few bars. There is delicious food, catered by Habitat’s own Alice Donnelly, which this year featured an antipasto bar, pulled pork sandwiches, and drool-worthy veggie sliders. And, two free drinks are provided thanks to generously donated wine from The Biltmore Company and beer from Catawba Brewing Co.

When the music starts, energy of fellowship and generosity fills Rock the House, in whatever space it’s in, to every nook and cranny. No matter where the event takes place – the warehouse at the Habitat office in 2017, The Crest Center in 2018, or Tuton Hall this year – the fun and excitement are rockin’ and the gifts for the Women Build House are incredible. This year the WomBATs calculated nearly $7,000 in donations from the one night event. With just over one hundred attendees, this number proves the generosity of those involved. With those contributions, the 2019 Women Build House is now within $10,000 of being fully funded. If you would like to help get us to the finish line, please click here to donate now.

This year’s build will officially begin on Tuesday, May 7th , with the construction of a townhome in our Curry Court neighborhood in Candler! This is a fantastic opportunity for new volunteers, especially women, to feel empowered on a construction site and supported in learning a host of useful skills. If you enjoyed Rock the House and the energy of the WomBATs, you will love building alongside them and the incredible staff at Habitat.

Click here to see a few photos from the event.

To stay up to date on Women Build and Asheville Habitat in general, be sure to follow us on facebook and Instagram, check out website regularly, and subscribe to our e-newsletters. Thank you!

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Congrats to our Homegrown Leaders!

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Asheville Habitat’s Cassidy Moore (L) and Beth Russo (R) recently graduated from Homegrown Leaders program, a regional leadership and economic development program that develops and supports highly-motivated leaders who are committed to building regional collaboration across multi-county regions in the state. Homegrown Leaders is a program of the Rural Center and is sponsored by the Appalachian Regional Commission (ARC) and corporate, government and philanthropic partners.

NC Rural Center President, Patrick Woodie, presented certificates to the program’s 29 graduates on the last day of training. “Rural leaders like our Homegrown Leaders graduates are critical to the long-term growth and vitality of North Carolina’s communities,” said Woodie of this class of graduates.

Class participants included economic development professionals, educators, and civic and nonprofit leaders. “The Rural Center promotes leadership that is inclusive, connected, informed and creative. These graduates will join the Rural Center’s leadership alumni network of over 1,200 rural leaders across the state of North Carolina,” said Bronwyn Lucas, director of leadership for the NC Rural Center.

“This was an incredible learning experience. From developing new relationships with peers across the region, to discovering both new and long-existing programs in our area, I learned valuable information and skills to put to use in Western North Carolina. I also left refreshed – because it was so encouraging and inspiring to see so many talented and passionate people implementing and sustaining programs to make our communities safer and stronger,” noted Russo.

Three additional Homegrown Leaders trainings will take place across the Appalachian Regional Commission’s NC counties over the next year with the next one scheduled for May 29-31, 2019 at Western Carolina University. For more information, visit the Rural Center’s website.

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Businesses That Build Homes and Communities

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By Zoe Trout & Beth Russo

We love our business community!

Local businesses know that our entire community is stronger when residents – and employees – have decent and affordable housing. We see this throughout the year at Asheville Area Habitat for Humanity, but never more so than when building the Business Bungalow.

The fourth Business Bungalow started construction last week, and is a house sponsored by local companies of all sizes. Longtime supporters Eaton Corporation launched this year’s Business Bungalow with a $20,000 challenge gift. In their 11th year of sponsorship, Eaton made this gift and encouraged other businesses to get involved at any level. Business Bungalow 4 has raised more than $52,000 so far, with over 40 businesses participating!

This house sponsorship includes all size businesses (from very small to very large), who band together to help build an affordable, energy efficient home. Restaurants like Copper Crown give a percentage of their proceeds from one evening of sales, while Rezaz is running specials throughout the month of March to support this build.

Other companies, like Blue Ridge Orthodontics, use their sponsorship support to bring their employees from the office out to a Habitat jobsite to share a team building experience volunteering to build this house.

The financial support that local businesses provide – whether as a Housing Champion, Blueprint Sponsor or at a higher level – helps make Habitat homes affordable. Every dollar adds up to an affordable Green Built home that a deserving family will purchase. Asheville Habitat is proud to collaborate with so many local businesses to make affordable homeownership within reach for more local families. Click here to see all of our wonderful sponsors! We are especially excited that this year’s Business Bungalow is the first townhome built in our 36-year history. Now offering a mix of housing types, this is another way Habitat is working to create even more affordable homeownership opportunities for folks that live and work in Buncombe County.

If you are interested in joining this diverse group of businesses please contact Beth Russo at brusso@ashevillehabitat.org for more information. Thank you!

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AmeriCorps Get Things Done

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By Maddy Alewine  It’s hard to put into a nice, neat paragraph how AmeriCorps impacts Asheville Habitat and in turn, the community. This year’s five AmeriCorps- Sydney, Billy, Nora, Kaitlyn, and Mackenzie- started their year with us jumping in head first, taking on each new challenge with gusto and passion.

Read more
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Bucking the National Trend

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By Ariane Kjellquist

Women in Construction. While it is no longer an anomaly, it is far from the norm. According to the National Home Builders Association, “the share of women in the construction industry is currently at 9 percent, although women make up almost half—47 percent—of the total working population.”

Bucking this national trend is Asheville Area Habitat for Humanity where women make up more than 50% of the organization’s Construction staff, the Construction Manager is a woman, and women work in diverse Construction positions including new construction, home repair, volunteer coordination, and construction administration. Furthermore, an annual Women Build led by a team of volunteers affectionately known as the “WomBATs” (Women Build Advocacy Team) recruits hundreds of female volunteers to help build—and raises $55,000 to build the house. Construction will begin on Asheville Habitat’s 14th Women Build House on May 7.

Asheville Habitat also has a number of women “core” construction volunteers, those who volunteer on a weekly or bi-monthly basis. One such volunteer is Melissa Banks, who brought a team of volunteers to Asheville in 2016 to work on the Women Build House, and soon thereafter relocated to Asheville. She is now a core construction volunteer, a “WomBAT”, a member of both the Global Engagement Committee and Community Engagement Committee, a Global Village Trip leader, weekly ReStore volunteer, donor and advocate!

On the staffing side, Construction Manager Robin Clark previously owned her own construction company, and worked with Asheville Habitat as a sub-contractor during the annual Women Build. She joined Asheville Habitat as a full-time staffer in 2010, and was promoted to manager in 2016.

AmeriCorps members are invaluable, especially to the Home Repair program. Second year AmeriCorps member Sydney Monshaw and first year member Nora Gilmer, both “WomBATs”, work on “Aging in Place”, a subset of the Home Repair program. The work is often anything but glamorous, but its importance is paramount enabling elders to stay in their own homes longer and live more safely and comfortably as they age. Sydney stated, “I love being a woman in construction and especially as part of a team like ours. These women – employees, volunteers, and WomBATs- are forces to be reckoned with, and it fills me up with strength and hope to fight for affordable housing alongside them!”

Asheville Habitat’s executive director Andy Barnett added, “Women bear the brunt of our housing crisis. I am proud that at Habitat women lead in the solutions, from the construction site to the board room. I hope our story of gender equity in the construction industry inspires others, locally and nationally.”

See/hear this story in the press!
Mountain Xpress
the828.com
Biltmore Beacon
Capital at Play
AVL Today (DYK)
ashevillefm (March 6, Slumber Party)

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It begins with us

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By Maddy Alewine, Communications Specialist

The results of the 2018 midterms are usually described in superlatives. The 2019 congressional freshman class is the most racially diverse and the most female

Group

Partial group photo at Capitol Hill

group ever elected to the House. From the first Native American Congresswomen and the first Muslim Congresswomen to the most number of veterans, one of the largest freshman congressional classes is bringing a lot of diverse voices to the table. Last week, hundreds of Habitat for Humanity homeowners, volunteers, board members, and staff descended on Washington D.C. for the annual Habitat on the Hill (HOTH), to meet with this class of firsts and the hundreds of other legislators that represent our states.

Habitat also had a first. With over 350 attendees from 38 states and D.C., this was the largest Habitat on the Hill to date. Habitat representatives from Maine to Hawaii filled the conference room at the Omni Shoreham Hotel in D.C., and Asheville was in attendance- myself, Homeowner Selection Specialist and Habitat homeowner Shannon Kauffman, and former Board chair David Whilden.

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[From left] Maddy, Shannon, and David

The three of us were new to HOTH and Tuesday Feb. 12 we dove headfirst into a day of training, speakers, collaboration, and learning to prepare us for our meetings with legislators the next day. While I could spend days writing everything I learned, my biggest takeaway is best summed up by Habitat International’s Chief Operating Officer Tjada D’Oyen McKenna: “Advocacy is vital to Habitat’s mission that everyone has a decent place to live.”

The whole time there was this sense of urgency that flowed between all of us, enforced by the fact that so many of us felt it important enough to travel from so far to D.C. (I see you, Hawaii) and devote time away from our usual tasks to become better advocates. The simple truth is this: Habitat for Humanity can no longer just build houses. That’s just not who we, as an organization, are anymore- we’re more than that. Advocating for affordable housing policies has to become a part of every Habitat affiliate’s DNA in order to a) be able to continue building and repairing affordable homes despite the rising cost of building and housing and b) advocate for policies so people don’t have to need Habitat to have a decent, affordable place to live.

In our day of training, author Richard Rothstein who wrote The Color of Law, spoke to the crowd about the history of how our government at the local, state and federal levels segregated housing. The harsh reality is that black homeownerhsip is at the same level as when the Fair Housing Act was passed in 1968. Fifty-one years and it hasn’t changed. We cannot talk about affordable housing solutions without the undeniable truth that unconstitutional housing policy did and still does leave people of color, particularly black communities, far behind in the ability to accumulate wealth and have a decent place to live. We all have a responsibility to remedy this.

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Shannon and David outside Rep. David Price’s office after greeting his staff.

The next day armed with knowledge, our local stories, and specific policy asks, David, Shannon and I put on our best walking shoes and trudged around the Senate and House buildings to meet with our elected officials. While we did not have a scheduled meeting with Rep. Mark Meadows, while getting slightly lost on our way to drop off materials at his office, we ran into the Congressman and spoke for a minute. He seemed genuinely pleased we had come from Asheville to bring housing concerns of Western NC to the Capitol. We also stopped in the office of Rep. David Price. Although not our district, this NC Congressman chairs the Transportation, Housing and Urban Development Appropriations Subcommittee.

For our next stop, we teamed up with about 15 fellow North Carolinians from Habitats around the state to meet with a staff member of Sen. Burr. While meeting with a staff member seems less exciting than the actual elected official, legislators’ staff often have more in-depth knowledge about specific issues and are the ones discussing these with their respective Senator or Representative. Legislative Assistant Robert Sneeden asked questions and was engaged as homeowners shared how owning a home has empowered them, as eastern state Habitats talked about the need for disaster relief, the rising cost of housing, the importance of AmeriCorps and much more.

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A group photo after our meeting with Sen. Burr’s Legislative Assistant Robert Sneeden.

A much smaller group- the three of us from Asheville, two from Charlotte and one staff member from Fayetteville- then ran (literally) back to the previous Senate building to meet with staff from Rep. Patrick McHenry. Meeting with Rep.

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[Left to right] Shannon, David, and Brandon Price of Fayetteville Habitat in Rep. McHenry’s office.

McHenry’s Legislative Director Doug Nation, we got to have much more personal conversations. We talked a lot about a common stereotype about Habitat- that Habitat gives houses away to people that are homeless. Shannon shared her story that echoed the reality that people who qualify for Habitat homes are bank tellers, hospital workers, barbers, servers, teachers, and other full-time working professionals because housing is just that expensive and affordable housing is scarce. Mr. Nation even shared with us that he used to volunteer with Habitat while in college, which speaks to the wide reach Habitat has. It’s hard to meet someone who hasn’t volunteered with, donated to, worked for, bought a house through, or at least heard of Habitat.

It’s easy to be cynical about politics. I know I usually am. But something stuck with me that David Dworkin, President and CEO of the National Housing Conference said during our training. He said that yes, big money opens doors on Capitol Hill and that’s a fact. But, those money interests only lobby so hard as to compete with the power of all of our voices. As Asheville Habitat grows its ability to advocate more, we are alongside a network of thousands all across the country utilizing Habitat’s powerful voice- that reaches Republicans, Democrats, and everyone in between- with the message that
everyone deserves a decent place to live.

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Diverse Group of Sponsors Help Empower Five Families to Build Better Futures

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By Zoe Trout 

More than 100 Habitat friends and supporters recently gathered at Givens Estates for a 5-Home Dedication. Typically held on the jobsite, we take this celebratory event indoors in February and serve a warm chili lunch. Given’s graciously donated the space this year and their amazing culinary team prepared a delicious meal. We are grateful for their ongoing partnership and this new form of support. 

With five homes being dedicated, the program was filled with words of joy from all different voices – faith communities, businesses, and individuals. The event started with music from Aaron Price, Music Director at West Asheville Presbyterian Church—a longtime partner in the Presbyterian Methodist House. Their annual benefit concert for the Presbyterian Methodist House will take place on February 24 (reschedule from January 20). Lynn Bledsoe, Chaplin for Givens Estates did the invocation for the event and recited the E.E. Cummings poem, “I thank You God for most this amazing day”. 

I thank You God for most this amazing
day: for the leaping greenly spirits of trees
and a blue true dream of sky; and for everything
which is natural which is infinite which is yes 

We celebrated more “yeses” with the 35th Anniversary House presented by AvL Technologies. On behalf of the company, Krystal Dredge presented a ceremonial key to Celia Ramirez, who closed on her home in Arden in December. Celia thanked everyone for their support– the sponsors of her house, her employer Diamond Brand, and all the volunteers that worked on her home. She choked up a little when describing what it meant for her and her son to celebrate Christmas and the New Year in their new home. 

Robyn Mondin of sponsoring business Wells Fargo presented a ceremonial key to Mary Leake, who purchased the Voluntourism House in January. This home celebrates the many visiting groups that come to Asheville and support Habitat’s work financially and through volunteer service. “My favorite part of the Habitat process was working on the jobsite building my house and my neighbor’s homes,” she noted. 

Merritt Moseley, a volunteer at Asbury Memorial United Methodist Church presented a key to Shaketia Simpson and her two children, who had just closed on their home (the Presbyterian-Methodist House 27) the day before! Merritt has been volunteering with Habitat for 10+ years and coordinates volunteers from Asbury UMC annually for the Presbyterian Methodist House, or as he calls it – the Methodist Presbyterian House! 

Tyerecka Howell will purchase the 20th Interfaith House in March. There with her older son, she told the crowd about her struggles to complete her sweat equity after the pre-term birth of her youngest son a few months before. But with the support of Habitat and her family, she was able to complete most of her hours while on maternity leave. Presenting Tyerecka with her key was Nancy Sehested the pastor at Circle of Mercy, one of the Interfaith House congregations. She recapped her experience of participated in our “Clergy Build” day on the jobsite last year, noting how invigorating it was to build together with people of all different faiths and backgrounds. 

Jack Webb and Nancy Allen presented a key to Iurii and Galyna Lanovyi. Cassie Dillon was also a sponsor of this home. Of this family that immigrated to the US for religious asylum, Jack spoke about their incredible hard work and determination. Despite a language barrier, the connection between these sponsors and the homeowner family is very strong, and was quite evident.  

Near the end of the program, Marge Marsh, a longtime ReStore volunteer and a resident of Givens Estates, led guests in a lovely Litany of Dedication. This event celebrated the last of the homes in the 21-house Arden neighborhood. United around the vision of a world where everyone has a decent place to live, this joyous event brought many different people from various backgrounds together to celebrate what is accomplished when people work together for a common goal.  

To see a few photos from the event, click here.

If you’d like to learn about Habitat sponsorship opportunities, please click here or contact Beth at brusso@ashevillehabitat.org.  

 

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Is a Qualifying Charitable Distribution (QCD) Right for You?

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By Skip Helms, Asheville Habitat Legacy Builders Society Member, former Asheville Habitat Board Member, and President of Helms Wealth Management, LLC

As the end of the year approaches, we want to proactively thank you for considering Asheville Area Habitat for Humanity in your giving budget. We appreciate your generosity and will always use your gifts wisely.

Donors over the age of 70 ½ now have some new opportunities. For many years, the tax code has allowed people over that tender age to transfer up to $100,000 a year from their Individual Retirement Accounts (IRAs) to qualifying charities like Habitat. The gift is a direct pass-through. The charity gets all of the money and there are no taxes due.

People over 70 have to take Required Minimum Distributions (RMDs) from their account every year. If you transfer some or all of that mandatory withdrawal to a qualifying charity, it isn’t considered taxable income.

The provision is called the Qualifying Charitable Distribution (QCD) and donors have been using it for some time now. Recent tax law changes just made it much more important.

The standard deduction has doubled from $6,000 to $12,000 per person or $24,000 for couples. That’s good news. Only about 5% of Americans will still itemize their deductions this year.

Donors over age 70 can increase their tax savings by carefully choosing which account to use for gifts. They still have to take required IRA distributions. If they will be better off using the standard deduction and not itemizing their charitable gifts, giving through their IRA keeps that portion of those withdrawals from becoming taxable income. It’s almost like deducting it twice by checking a different box on the distribution form. Here’s a short example:

You only ever own most of an IRA.  The government owns the rest. You have to pay them their share when you spend it, or your family has to pay them later.  But if you give your portion to charity, you can give them the government’s money too.

That makes IRAs attractive for current giving. It makes them great for legacy planning since your family will get an updated cost basis on your other assets.

Asheville Area Habitat for Humanity can do wonderful things with your generous gift but we are not financial or tax planners. We encourage you to speak with qualified advisors who know your situation. Please call Kit Rains at 828.210.9365 to let us know how we can help.

Thank you again for thinking of Asheville Area Habitat for Humanity and we hope you will forward this link to friends who have questions about supporting Habitat or other great organizations.

 

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