Homeownership
Asheville Area Habitat for Humanity builds and finances 2, 3, and 4-bedroom homes and townhomes. Qualified homeowners pay an affordable monthly mortgage that is equal to or less than 30% of their gross monthly income.
Use our self-evaluation tool to evaluate your readiness for the program!
Please visit our page about Aging in Place, Habitat’s new affordable homeownership program specifically for aging adults (55+).
Note: You cannot qualify for Habitat homeownership if you own a home at the time of application.
House Size | Monthly Minimum | Monthly Maximum |
---|---|---|
2 BDRM, 1 person | $1,876 | $3,750 |
2 BDRM, 2person | $2,143 | $4,283 |
2 BDRM, 3 person | $2,410 | $4,820 |
3 BDRM, 3 person | $2,410 | $4,820 |
3 BDRM, 4 person | $2,676 | $5,354 |
4 BDRM, 4 person | $2,676 | $5,354 |
4 BDRM, 5 person | $2,893 | $5,783 |
4 BDRM, 6 person | $3,106 | $6,212 |
4 BDRM, 7 person | $3,320 | $6,641 |
4 BDRM, 8 person | $3,533 | $7,070 |
Habitat will determine your house size based on your household size.
If you are interested in applying for Habitat Homeownership, please use our self-evaluation tool to evaluate your readiness for our program!
If you would like to apply, please attend one of our in-person information sessions to learn more about how the program works, how to qualify, and how to apply! No pre-registration is required to attend. Information session dates are posted below and additional dates will be posted continuously.
If you would like to apply but cannot attend in-person, or if you have additional questions, please contact Homeowner Services at 828-210-9371 or apply@ashevillehabitat.org
All information sessions are held in-person at Asheville Habitat’s Administrative Offices at 33 Meadow Rd. For safety reasons, the doors will be locked when the session begins, so please arrive a few minutes early. Applications will be distributed at the end of the session.
Upcoming sessions:
Saturday March 25th at 11am
Wednesday, April 5th at 6pm
Saturday, April 22nd at 11am
Wednesday, May 3rd at 6pm
Saturday, May 20th at 11am
In accepting and rejecting applications, Asheville Area Habitat for Humanity must conform to all aspects of the Fair Housing Act and all Fair Housing Laws, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Privacy Act, the Americans with Disabilities Act, as well as any local applicable laws as they apply to applications for a mortgage.