How the Habitat Model Works
- Habitat offers a hand up, not a hand out.
- Habitat builds homes and sells them to qualified families at no-profit.
- Community volunteers help keep costs down.
- Home buyers must meet qualifications based on need, willingness to partner, and ability to pay
- Homeowners pay back an affordable mortgage, typically over 30 years
- Mortgage payments range from $550 to $656/month, depending on the size of the house and family
- Homeowners also perform a minimum of 200 hours of sweat equity as part of their partnership with Habitat.
- Donations, sponsorships, grants, homeowner mortgage payments and ReStore proceeds fund our building programs.
Asheville Area Habitat for Humanity has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.