Planning for the Future with Brattan Gelder
By Jeff Paul
Owning a home is a BIG deal. And purchasing that home can be a stressful and confusing process. Asheville Area Habitat for Humanity’s Homebuyer Education program seeks to demystify the process and empower families to become successful homeowners. As part of required sweat equity, future homeowners spend close to 50 hours in the classroom learning about home maintenance, predatory lending, real estate closing documents and procedures, community resources and much more. One of the highlights of this program is the opportunity for each family to meet with local estate planning attorney, Brattan Gelder (pictured above).
Brattan has been volunteering with Asheville Habitat since 2011. Several times a year, he meets with the Homebuyer Education class to discuss the basics of estate planning. He carefully reviews the terminology, talks about the importance of having such a plan in place, and fields questions from families. Additionally, Brattan generously offers to each new homeowner (pro-bono) the opportunity to meet one-on-one to establish a personal estate plan. Contrary to popular belief, estate planning is not only for the wealthy. With complicated laws related to passing property and possessions to relatives, everyone can benefit from having an estate plan, especially homeowners.
As Astrid Andre reported in Shelterforce, “Since the least wealthy Americans have a larger share of their wealth tied to their homes and would be most impacted by home losses, enacting measures to mitigate such losses may have greater effect in preserving and maintaining wealth in these communities. Proactive measures like estate planning—placing safeguards during and after the lifetime of an owner, such as creating wills and trusts—can be a helpful tool for the preservation and transfer of real estate assets in some low- to moderate-income and minority communities.”
One new Habitat homeowner commented, “It meant a great deal for Brattan to help me with my estate planning. He has given me a sense of security to know that I have a plan put in place. I am now confident that my loved ones will have less worry with this plan. An estate plan is something not everyone thinks about or has, so I feel very fortunate to have one.”
In 2016, Brattan expanded his engagement with AAHH by joining the Board of Directors and most recently, he joined Habitat’s Homeowner Selection Committee. When asked what motivates him to volunteer with Habitat, he offered the following:
“There are several characteristics of Habitat that distinguish it in my mind from other charitable organizations. My favorite thing about Habitat is that Habitat doesn’t simply give anything to anyone. Future homeowners don’t receive gifts; they earn everything. Habitat identifies worthy partners who make lifelong commitments to themselves, their families, and their communities. Through hard work and cooperation, people from disparate backgrounds bond together to form strong neighborhoods and broader communities. The assistance that Habitat provides enables hard-working, honest people to live and work in a supportive environment, where their talents and skills can flourish. That stability allows Habitat partners to make a beneficial contribution to their communities. Habitat homeowners work diligently to make a better life for their families. In turn, a strong work ethic and determination are imparted to the next generation, who will recognize the value of working hard and giving back. Simply stated, I don’t know of any other organization that makes such a meaningful impact in the long-term well-being of the community. Who wouldn’t want to be a part of that?”
Thank you, Brattan for sharing your time and expertise to help families build – and secure – a better future!

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My name is Nora Gilmer and I’m from Piney Flats, TN. I love being outside, coffee, and my goofy dog Gertrude. Last year, I served with AmeriCorps NCCC, Pacific Region. My team traveled to Washington, the U.S. Virgin Islands, California, and Oregon. As my time with NCCC came to an end, I was very excited to have the opportunity to move a little closer to home and start another year of service with Habitat!
My name is Kaitlyn Ferdinande and I am from Michigan. I recently graduated with a Bachelor of Arts in Communications from Saginaw Valley State University (SVSU). I was really involved in the Alternative Breaks program at SVSU and worked my way up from Participant to Site Leader, and then served as the Fundraising Coordinator. The program opened up my passion for Social Justice issues such as affordable housing. I also worked as the Volunteer Coordinator in SVSU’s Student Life Center. I have worked with Asheville Habitat in the past as part of Alternative Break, and I am excited to now serve as the Volunteer Services Coordinator for the nonprofit during my AmeriCorps term.
Hi! My name is Mackenzie Hampson, and I’m originally from Baltimore, MD but have lived in Charleston, SC for the past five years. I went to the College of Charleston and earned my degree in Finance. I was a year round swimmer for nine years, but now I just enjoy any fun way of staying active. I love being outside as much as possible, whether it’s going to the beach, hiking, running, etc. I also love working with and helping people, and have found that joy through Habitat. I participated in two Collegiate Challenge trips through Habitat for Humanity and I’m thrilled to be continuing for a whole year!
My name is Sydney Monshaw and I am thrilled to be serving a second term as a member of the Asheville Habitat Home Repair Team! I graduated from NYU in 2017 with a degree in Sociology and a minor in Poverty Studies. Throughout my time in college I had the opportunity to work at several different non-profits including Appalachia Service Project, Big Brothers Big Sisters of New York City, and The Corporation for Supportive Housing. I have known for a long time that safe, affordable, sustainable housing for everyone is something that I am passionate about and I am excited to spend another year working to make homes around the Asheville Area safer, more accessible, and more livable for families.
My name is Janice Marie Payne. I am originally a native of Baton Rouge, Louisiana, currently celebrating my 3rd year of residency in Asheville, NC and married to the best husband ever, Samuel. I have six siblings, one biological son, three step daughters and six grandchildren with my husband. Included in our family is Marty, my 9.5 lb. miniature Yorkie Terrier who I just happen to think he’s the smartest and cutest dog in Asheville!
