Donor Advised Funds / Stocks / IRAs

Donor Advised Funds (DAFs)

Donor Advised Funds (DAFs) are a tax-efficient way to manage charitable donations. Donor Advised Funds allow donors to make a charitable contribution, receive an immediate tax deduction, and then recommend grants from the fund over time. If you would like to recommend a grant to Asheville Area Habitat for Humanity through an existing account, or would like to create one, use the appropriate link below.

BNY Mellon

Community Foundation of WNC

Fidelity Charitable

Schwab Charitable

Gift of Stock

Many individuals choose to make a contribution to Asheville Area Habitat through a gift of stock. We have an account through which we can easily handle a transfer. If you have questions or need more information about making a stock donation, please call Zoe Trout at 828.301.8206 or email ztrout@ashevillehabitat.org.

IRA Distributions

People over the age of 70 1/2 have to take Required Minimum Distributions (RMDs) from their Individual Retirement Accounts (IRAs) every year. If you transfer some or all of that mandatory withdrawal to a qualifying charity, like Asheville Area Habitat for Humanity, it isn’t considered taxable income. The gift is a direct pass-through. The charity gets all of the money and there are no taxes due.

Asheville Habitat can do wonderful things with your generous gift but we are not financial or tax planners. We encourage you to speak with qualified advisors who know your situation. Please call Kit Rains at 828.210.9365 to let us know how we can help.