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Research shows that safe and decent housing is linked to the emotional, physical and social well-being of families. Kids do better in school, adults have the opportunity to increase their earning potential, and communities are strengthened when their citizens have safe and decent shelter. To help families realize their full potential, we offer two programs: Homeownership and Home Repair. Habitat may be able to help if you, or someone you know, is living in substandard housing and/or paying more than 30% of your income towards rent. Applicants must qualify based on need, ability to pay and willingness to partner.