Some Facts About Our Affiliate
See the impact of our work in 2016.
About Asheville Area Habitat for Humanity
Founded in 1983 as first Habitat affiliate in North Carolina, Asheville Area Habitat for Humanity (AAHH) has built 295 new houses and repaired more than 170 homes in that time, providing more than 1,350 adults and children with safe, decent housing. AAHH is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions. Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.
A world where everyone has a decent place to live.
Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.
Collaboration, Opportunity, Dignity, Empowerment
About Habitat for Humanity International
Founded in Americus, Georgia, USA, in 1976, Habitat for Humanity today operates around the globe and has helped build, renovate and repair more than 600,000 decent, affordable houses sheltering more than 3 million people worldwide.
Asheville Area Habitat for Humanity has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.
How the Habitat Model Works
- Habitat offers a hand up, not a hand out. Habitat builds homes and sells them to qualified families at no-profit. Community volunteers help keep costs down.
- Homeowners must meet qualifications based on need, willingness to partner, and ability to pay
- Homeowners pay back a 0% interest mortgage, typically over 30 years
- Mortgage payments range from $555 to $637/month, depending on the size of the house and family
- 1st mortgage is for cost of house and a soft 2nd mortgage for “equity protection”. Second is only triggered at the time of sale or default and 1/360th is forgiven with every mortgage payment.
- Homeowners also perform a minimum of 200 hours of sweat equity as part of their partnership with Habitat. Hours are earned by volunteering at the construction site, in the ReStore and administrative office, and by completing required homeownership preparation classes such as Basic Home Maintenance.
In addition to receiving financial support from individuals, businesses/corporations, faith communities, foundations, and the City/State, Asheville Area Habitat has three sources of sustainable income:
- Proceeds from ReStore sales help cover Asheville Area Habitat for Humanity’s administrative and fundraising expenses and provide funding for our building programs.
- Homeowner mortgage payments contribute $750,000 to the house building budget annually.
- Deconstruction provides an additional $200,000 worth of merchandise to the ReStore annually.