Family Selection Process
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Building Communities
- Obtain a pre-application in one of three ways:
- Download a pre-application and send it the address listed below:
Asheville Area Habitat for Humanity, Inc.
30 Meadow Road
Asheville, NC 28803
- Email mkaiser@ashevillehabitat.org to receive a pre-application by mail and return it in the enclosed envelope.
- Call Michelle Kaiser, Family Selection Coordinator at 828-210-9370 to receive a pre-application by mail.
- Once pre-application is received, it will be processed within one week and you will be contacted by mail.
- A credit report is pulled after the pre-application is returned.
- The applicant will be contacted regarding the information on his or credit report. Please review the credit portion of the family selection qualifications page in order to understand what is viewed on the credit report.
- Once all of the information is present you will be contacted by mail regarding the full application interview.
- Before calling to make an appointment for the full application interview, you must have all of the required documentation, which includes the following:
- Birth certificates or immigration documents
- Driver’s licenses for all family drivers
- Social Security cards for all family members
- Last 4 payroll check stubs for all workers in the family (Social Security letters or other sources of income, if applicable)
- Rent receipts or lease documents
- List of all debts including balances and monthly payments
- Last three months of all bank statements
- Last two filed IRS 1040 tax forms
- Letter explaining why you want a Habitat home
- Three personal references (address, phone, relationship)
- The full application interview takes one hour and all applicants must be present (i.e. spouses). This interview is completed at our office.
- All documents will be photocopied. Please have them organized and in the order that they appear on the list above.
- Once the application is complete, a packet of required paperwork will be sent to the applicant. These are our third party verification forms and must be completed to continue with the application. Please allow 2 weeks for paperwork to be sent to your home. Please return in a timely manner to complete your application.
During the home visit, two members of the Family Selection Committee (FSC) will update the application information to identify changes and will assess the applicant’s need for a house. A Home Visit Report is completed and a written recommendation is made to the FSC. (back to top)
- The FSC votes on whether or not to continue the process or reject the application. Reasons for the rejection will be provided by mail to the applicant. Rejected applicants are allowed to reapply again one year from the date of their rejection letter.
- Applicants who have been recommended to continue the application process will be asked to attend a FSC meeting the following month with their entire family. At this time, application information will be updated and the committee members will ask additional questions. This is also time for the FSC to discuss the Habitat communities more in depth and give the applicants an opportunity to ask questions.
- The FSC will vote on whether to recommend the family’s approval or rejection by the Habitat Board of Directors.
- If an application is rejected, reasons for the rejection will be provided by mail to the applicant. Rejected applicants are allowed to reapply again one year from the date of their rejection letter.
- If an application is recommended for approval, the Family Selection Coordinator and a Family Selection Committee member will meet again with the family at their home. This gives the coordinator an opportunity to take some pictures that will be used in a presentation of the family to the Board of Directors.
- The Family Selection Coordinator or FSC Board Chairperson will make a presentation to the Board of Directors who will have the final decision regarding the approval or rejection of the application.
- If approved, the family will be notified by phone and the Partner Family process begins with an acceptance letter.
- If rejected, a reason for the rejection will be provided to the applicants, who will then be allowed to reapply one year from that date.
The FSC, in the process of accepting or rejecting applicants, must conform to all aspects of the Equal Credit Opportunity Act (ECOA), Federal Housing Act, and North Carolina Fair Housing Act as they apply to applications for a mortgage.
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