Frequently Asked Questions
|
1. How are families selected for Habitat homes?
2. Does Habitat do home repairs?
At this time, our Habitat affiliate does not do home repairs. Please contact the United Way to locate local organizations that do home repair.
(back to top)
3. How much are the house payments (mortgages)?
Habitat Partner Families pay between $430-$550 for their mortgages over 20, 25, or 30 years. This payment includes escrow for homeowner’s insurance and taxes. The cost of the house is determined by house size, land, material and associated construction costs.
(back to top)
4. What size houses does Habitat build?
Asheville Habitat builds 2, 3, and 4 bedroom houses between 884 and 1,494 square feet.
(back to top)
5. Where does Habitat build?
Habitat houses are usually built on purchased or donated land in a subdivision of other Habitat homes.
(back to top)
6. Where is Habitat currently building?
7. What appliances come with the house?
Each house has a new Whirlpool refrigerator and range.
Partner Families have the option of purchasing a Whirlpool washer and dryer by combining a small monthly payment with their mortgage payment. Appliances have a one-year warranty.
Each kitchen has a removable cabinet where a dishwasher can be located. The homeowner would be responsible for purchasing and installing a dishwasher which can be done after the family moves in.
A lawnmower is also provided for the homeowner.
(back to top)
8. What size are the lots?
Lot size varies depending on the lay of the land and size of the house. Habitat wants to be a good steward of the land in order to build as many affordable houses as possible, so lots tend to be small.
(back to top)
9. Does Habitat build garages?
No. Many houses are built with storage sheds that are provided and are located behind the homes. No garages or carports are allowed in Habitat communities.
(back to top)At this time, Partner Families do not choose their own lot or house plan. Asheville Habitat works with a variety of house plans by different architects. The construction foreman works with staff to determine how many houses will be built, what size house will be built on which lot, and what plans will be used.
(back to top)Habitat is unique in that no down payment is required to purchase a home. However, each Partner Family must complete a minimum of 200 hours of their family’s time in the building of their home. These hours are detailed in the family selection section.
(back to top)In one word, DIVERSE! Partner Families are all very unique. While some Partner Families only have one person in the household, others have six! We have Partner Families who grew up in Asheville, while others have grown up in Africa, Latin America, Ukraine, and Iran.
In selecting homeowners, Habitat does not discriminate on the basis of race, color, religion, national origin, gender, disability, familial status, marital status, sexual orientation or age.
(back to top)
The application process can take up to four months or longer. Once approved, plan on at least six months before closing on the house. This is all dependent on the building schedule, applicant participation, and completion of all paperwork and required documentation.
(back to top)
|
