Frequently Asked Questions
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1. How are families selected for Habitat homes?
2. Does Habitat do home repairs?
At this time, our Habitat affiliate does not do home repairs. Please contact the United Way to locate local organizations that do home repair.
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3. How much are the house payments (mortgages)?
Habitat Partner Families pay between $450-$550 for their mortgages over 20, 25, or 30 years. This payment includes escrow for homeowner’s insurance and taxes. The cost of the house is determined by house size, land, material and associated construction costs.
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4. What size houses does Habitat build?
Asheville Habitat builds 2, 3, and 4 bedroom houses between 884 and 1,494 square feet.
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5. Where does Habitat build?
Habitat houses are usually built on purchased or donated land in a subdivision of other Habitat homes.
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6. Where is Habitat currently building?
7. What appliances come with the house?
Each house has a new Whirlpool refrigerator and range.
Partner Families have the option of purchasing a Whirlpool washer and dryer by combining a small monthly payment with their mortgage payment. Appliances have a one-year warranty.
Each kitchen has a removable cabinet where a dishwasher can be located. The homeowner would be responsible for purchasing and installing a dishwasher which can be done after the family moves in.
A lawnmower is also provided for the homeowner.
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8. What size are the lots?
Lot size varies depending on the lay of the land and size of the house.
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9. Does Habitat build garages?
No. All homes come with storage - either a crawl space below the house or a permanent shed in the yard. No garages or carports are allowed in Habitat communities.
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10. Who chooses the lot or house plan?
11. What is meant by "Sweat Equity"?
Habitat is unique in that no down payment or closing costs are required to purchase a home. However, each Partner Family must complete a minimum of 200 hours of service time to Habitat. These hours are detailed in the family selection qualification section.
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12. What will my neighbors be like?
In one word, DIVERSE! Habitat serves family with 1-8 members. In selecting homeowners, Habitat does not discriminate on the basis of race, color, religion, national origin, gender, disability, familial status, marital status, sexual orientation or age.
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